Hemsley Appraisal, LLC can do FHA loansThe FHA keeps a roster of approved appraisers for each state - Hemsley Appraisal, LLC is on the roster of approved appraisers for FL. If you have an FHA-insured mortgage, be sure to call Hemsley Appraisal, LLC, as we are approved and certified to perform FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Hemsley Appraisal, LLC if you need an appraisal done for an FHA-secured loan. An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lenders with safety through mortgage insurance in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are built to assist low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. Those with lesser income or less starting capital to use as a down-payment on a mortgage are helped the most from Federal Housing Administration loan programs. |